In September, the volume of loans issued in Georgian Lari by Georgian commercial banks increased by more than half a billion GEL, while foreign currency loans grew by nearly GEL 200 million.

According to the National Bank of Georgia (NBG), the total volume of loans issued by commercial banks (excluding interbank lending) reached GEL 67.52 billion by the end of September 2025. This represents an increase of GEL 760.04 million, or 1.14%, compared to the end of the previous month. Excluding the effects of exchange rate fluctuations, annual loan growth stood at 13.32%.

The NBG further reported that, over the same period, loans issued in the national currency rose by GEL 561.08 million, or 1.46%, while foreign currency loans increased by GEL 198.96 million, or 0.70%, compared to the previous month.

Additionally, data from the NBG indicates that, at the end of September 2025, commercial banks had extended GEL 10.70 billion in loans to resident legal entities in the national currency, reflecting a slight decrease of 0.58% from the previous month. Meanwhile, loans in foreign currency to residents stood at GEL 19.14 billion, an increase of 0.89%.

The National Bank’s report also highlights that during September 2025, lending to resident households grew by 1.59%, amounting to an additional GEL 549.96 million, bringing the total to GEL 35.14 billion by the end of the month.

As of September 2025, the larisation ratio of total loans stood at 57.77%, representing an increase of 0.18 percentage points from the previous month.