According to the National Bank of Georgia (NBG), by the end of November 2025, commercial banks had issued loans totaling 68.97 billion GEL, up 944.67 million GEL (1.39%) from the previous month. Annual loan growth, excluding exchange rate effects, reached 13.75%.

Loans in the national currency increased by 652.59 million GEL (1.65%), while foreign currency loans grew by 292.08 million GEL (1.02%). Resident legal entities received 11.04 billion GEL in loans in the national currency, up 2.05%, and 19.35 billion GEL in foreign currency, up 1.40% from the previous month. Lending to households rose by 1.25% (444.53 million GEL) to 35.97 billion GEL. The larization ratio of total loans stood at 58.18%, up 0.151 percentage points from October.

Deposits in the banking sector totaled 65.71 billion GEL, up 131.50 million GEL (0.20%) from the previous month, with annual growth of 13.88% excluding exchange rate effects. Time deposits increased by 224.67 million GEL (0.72%), while demand deposits decreased by 93.17 million GEL (0.27%). The larization ratio of deposits reached 52.09%, up 0.87 percentage points.

The average annual weighted market interest rate on term deposits in November was 6.82%, including 8.98% for deposits in the national currency and 2.43% for foreign currency deposits. Among foreign currency deposits, 78.68% were in US dollars and 19.85% in euros.